An Unbiased Insurance Rate Comparison Service Since 1994
InsuranceHotline.com is an unbiased quoting service that directs consumers to the insurance companies which offer the lowest auto, home and life insurance rates, since 1994.
1) InsuranceHotline.com does not sell insurance, is not a licenced broker, and is not owned in part or in whole by an insurance company, agent or brokerage.
2) The quote provided is an estimate based on information entered. After you receive the quote, you will be directed to a licenced insurance broker or agent who will provide you with the final quote upon consultation.
How does this service work?
When you enter in your rating information, this service calculates individual quotes with 30 different insurance companies in the database and arranges them by price, giving you the three lowest.
Is the rate accurate?
We use the same rating software as the majority of brokers in the country (Compu-Quote Rating Services). When you call a broker, they take your details and do quotes with the companies they are contracted with, usually 3 or 4 different companies, and then give you a rate from those, not always the lowest. We use a database of 30 different companies and do not sell insurance, which lets us give you the lowest rates and then direct you to either brokers, agents, or the insurance company website which lets you search for brokers or agents who are contracted to write with the company.
Rates are based on the information provided, and we update regularly to ensure our accuracy.
90 of rate discrepancies occur due to the wrong information being input, either by the driver or by the broker/agent. For example, many car models are similarly-named (Nissan Altima instead of Nissan Altima SE), and this can lead to a considerable difference in rates. We take every rate discrepancy seriously and if the problem is with our rates, we will be glad to refund the charge.